Top 6 Credit Cards for 2025: Maximize Your Rewards!

Top 6 Credit Cards for 2025: Maximize Your Rewards!
Discover the ultimate American Express credit card tier list for 2025! In this video, I rank all the top Amex cards from S-tier (must-haves like the Platinum Card for elite lounge access and 5x points on flights) to D-tier (basic options like the Delta SkyMiles Blue that might not be worth it for most Americans). Whether you're chasing travel rewards, cash back on groceries, or business perks, I'll break down the best Amex cards for everyday US spenders, frequent flyers, and high-rollers.
Based on the latest 2025 updates from experts at The Points Guy, Forbes Advisor, and NerdWallet, here's what you need to know:
S-Tier: The Platinum Card® from American Express – Worth the $695 fee for lounge access, $200 airline credits, and 5x points on flights/hotels (up to $500K/year). Ideal for travelers – earn up to 175K bonus points after $8K spend!
S-Tier: American Express® Gold Card – 4x points at restaurants and US supermarkets (up to $50K/year), plus $120 Uber Cash. Great for foodies with a $325 fee offset by credits.
A-Tier: Hilton Honors American Express Aspire Card – Automatic Diamond status, $400 Hilton credits, and a free night reward. Perfect for hotel loyalists.
A-Tier: Blue Cash Preferred® Card from American Express – 6% cash back at US supermarkets (up to $6K/year) and streaming – no-fee intro for families.
B-Tier: Delta SkyMiles® Gold American Express Card – 2x miles on Delta and dining, plus a companion certificate. Solid for Delta flyers but limited flexibility.
B-Tier: American Express® Green Card – 3x points on travel/transit, no foreign fees – good starter for young professionals.
C-Tier: Delta SkyMiles® Blue American Express Card – Basic 1x miles everywhere, no annual fee, but weak rewards for non-Delta users.
D-Tier: Basic Delta SkyMiles® Card – Minimal perks; skip unless you're a light Delta user.
Why Amex? In 2025, these cards dominate for US audiences with flexible Membership Rewards points (worth 1-2¢ each for travel), no foreign transaction fees on most, and perks like TSA PreCheck credits. Avoid if you hate annual fees – start with no-fee options like Blue Cash Everyday®.
Timestamps: 0:00 Intro & Why Amex Rules in 2025 1:30 S-Tier Breakdown 4:45 A-Tier Picks 7:20 B-Tier for Beginners 9:50 C & D-Tier Warnings 12:00 My #1 Recommendation for Americans 13:30 How to Apply & Maximize Bonuses
If you're building credit, chasing free flights, or just want cash back, this tier list will save you money! Like if this helped, subscribe for more credit card reviews, and comment your favorite Amex card below. #AmexTierList
Affiliate links: Apply for cards via my links to support the channel (I earn a commission at no extra cost to you). Terms apply. Credit approval based on FICO score (good to excellent recommended). Always read the fine print!
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Disclosures:
- This video is for informational and educational purposes only and does not constitute financial advice. Please consult a qualified financial advisor before making any financial decisions.
- This video contains affiliate links. If you sign up using my links, I may earn a commission at no extra cost to you.
- Giveaway Terms: Open to USA residents aged 18 and above. Full terms and conditions are available at [insert link or below]. Void where prohibited.
- Information is accurate as of September 2025. Offers and terms may change, so please verify with the provider before taking action.
- Using credit cards involves risks like interest charges and fees. Please read terms and use responsibly.
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Видео Top 6 Credit Cards for 2025: Maximize Your Rewards! канала Financial Master