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SBA June 2025 Update: Minimum SBSS raised from 155 to 165 and other criteria is stricter.

SBA Loan Updates for June 2025 | Big updates to the SBA (7) starting June 2025.
SBA Loans are one of the best business loans for long term business financing. In this video we cover why the SBA changed the minimum Small Business Funding Score from 155 to 165.. The updates the SBA put in place in April 2025 to be effective June 2025.
These include:
Increased Minimum SBSS Score:
Acceptable Small Business Scoring
Service (SBSS) score for 7(a) small loans
raised from 155 to 165.​
Mandatory 10% Cash Injection:
Requiring a minimum 10% cash injection for startup business loans.​
NO MCA Refinancing
Guarantor must be US citizen, U.S. National or Lawful Permanent Resident

We cover a current client's questions, frequently asked questions for qualifying for a business loan to purchase an existing business, and the documents, forms and items the bank or lender needs to approve your loan. We have several lenders, including one of the largest SBA lenders in the US, to help finance a purchase of an existing business.
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