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50/30/20 Rule — the budgeting method

Always broke before the next payday?
It’s probably NOT your income—it’s your strategy.
Let me introduce you to the 50/30/20 Rule — the budgeting method that’s helped millions take control of their money WITHOUT spreadsheets or stress.

Here’s how it breaks down:
50% = Needs (rent, groceries, bills)
30% = Wants (entertainment, eating out, fun)
20% = Savings & Debt Payoff (investments, emergency fund, credit cards)

It’s simple. It’s powerful. And it works even if you’re living paycheck to paycheck.

Benefits?
• Builds savings fast
• Cuts unnecessary spending
• Keeps your financial life balanced
• Reduces stress and guilt around money

If you’re ready to stop stressing and start growing your bank account…

Save this post, share it with a friend, and FOLLOW @money_mentor_tips for more money moves that work.
Let’s build wealth together—one smart step at a time.



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