How Spending (slowly) Ruins Your Life

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Financial Independence (just like minimalism) has the sole purpose of prioritizing what matters to you the most, so I would never recommend an early retirement at the expense of what truly brings you joy and fulfillment. What is most important is first figuring out what that is, then trying to get there. However, if escaping employment or being able to do what you truly love isn't an option, this video aims to give a very basic introduction to the concept of financial independence, which is a viable method of solving this problem.

It aims to simplify an very personal and nuanced topic. Because of this, the examples shown don't include a huge number of variables such as inflation, where you live, dependents (i.e children), the housing market, culture and generational wealth. Financial independence may not be realistic for everyone, but for those of us fortunate enough to frequently indulge in luxury - it most-likely is. And the fact that it's even an option is quite fascinating!

📖 Useful links from this video:
(Some are affiliate links. All are my genuine recommendations.)

Compound Interest Calculator: https://geni.us/JXSOXx
The Snowball: Warren Buffet and the Business of Life : https://geni.us/CzcvAx
Mr Money Mustache: https://geni.us/ReWJ
Early Retirement Extreme, Jacob Lund Fisker - https://geni.us/knD7DPa

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⏱ Timestamps:
Intro - 00:00
Retirement - 00:34
Three Options - 02:03
Early Retirement & Savings - 03:21
Compound Interest - 06:05
The 4% Rule - 07:30
How to Retire Early - 08:39
Conclusion & Sponsor - 10:18

This video was sponsored by Skillshare

Видео How Spending (slowly) Ruins Your Life канала Daniel Titchener