Lump Sum Investing vs Investing Over Time (dollar cost average) | Which is best?

If you've got a lump to invest should you be investing it all straight away or should you phase it in overtime?

Whether this is your first time investing or you've just received a significant lump sum that you want to invest, it can be a very daunting experience.

But once you've decided what you want to invest in you have two options:

1) Invest everything as a lump sum, all in one go

2) Phase the money into the market over a number of months, benefiting from dollar-cost averaging

The rational answer is simple, the stock market goes up more than it goes down, so therefore you have a better chance of capturing those returns the longer you are invested.

But it's very hard to just accept this as fact, especially when the stock market looks so high.

There is no single right answer, and the best option will depend on your prior investing experience and attitude to risk. But in this video, I will talk you through everything you need to know so that you can make the right decision for you.

Nick Maggiulli’s Blog - https://ofdollarsanddata.com

DISCLAIMER:
This channel is for education purposes only and is not affiliated with any financial institution, although James does work as an employee for a wealth manager. This content is not a personal recommendation to take action. If you are looking for personal investment advice contact James directly.

Видео Lump Sum Investing vs Investing Over Time (dollar cost average) | Which is best? канала James Shack