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#hblatmcard#activation
Here’s how to activate your Habib Bank Limited (HBL) ATM/Debit Card — it’s quick 👍
Option 1: Activate at an HBL ATM (most common)
Go to any HBL ATM
Insert your new ATM card
Choose “Create/Change PIN” (or similar option)
Enter your CNIC/Passport number when asked
Set your new 4-digit PIN
Confirm → done! Your card is activated 🎉
Option 2: Via HBL Phone Banking
Call HBL Phone Banking: 021-111-111-425
Select ATM/Debit Card services
Verify your identity (CNIC + account details)
Request card activation
Set or confirm your PIN
Option 3: At an HBL Branch
Visit your home branch or any HBL branch
Bring:
Your ATM card
Original CNIC
Ask the representative to activate your card
Important tips
Activation usually works after 24 hours of card issuance
For international usage, ask them to enable it separately
If you enter the wrong PIN 3 times, the card may block

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