HOW WE RAISED OUR CREDIT SCORE From ZERO to 800 in ONE MONTH | Does Being Debt Free Affect Credit?

How do you raise your credit score fast? Can you get it to 800+ quickly? And how does being debt free affect credit? These questions we answer in this video.

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We weren't even looking for a perfect credit score, but there were really only a few things Brittany and I did to raise our credit score so quickly. And it's almost weird explaining them because they're nothing out of the ordinary. What we did was:

1) We got a credit card through the only bank that would give us one (a bank we had been using for a while, and a bank that we had a credit card with before we started becoming debt free).

2) We stayed below 10% of our max credit. In our case, we had $1,000 credit we could use. We never put more than $100 on the credit card before paying it off.

3) We NEVER rolled over any balances. ALWAYS pay on time (or before).

That's it. Pretty simply. My opinion about why our credit score increased so quickly is that we already had a ton of credit history going back to the early 2000's with student loans, car loans, etc. And for some reason those were so far into the past that, without any open lines of credit, lenders weren't able to get a solid number for us. Once we opened the new credit card, things started working again, and quickly.

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Intro Music:
Track: Marin Hoxha & Caravn - Eternal [NCS Release]
Music provided by NoCopyrightSounds.
Watch: https://youtu.be/hECg1-wUyKg
Free Download / Stream: http://ncs.io/Eternal

Outro Music Provided by:
YouTube Library - Foundation
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Видео HOW WE RAISED OUR CREDIT SCORE From ZERO to 800 in ONE MONTH | Does Being Debt Free Affect Credit? канала Mike and Brit