Is Now a Good Time to Invest Or Should I Wait for a Crash?

Is Now a Good Time to Invest Or Should I Wait?

Investing right now is scary. Stocks are near all-time highs. Bond prices are high, sending yields to historic lows. The Fed keeps buying bonds to keep yields low. And our country's debt is nearing $30 trillion.

Whether and how to invest today depends in part on whether you are dollar cost averaging or have a lump sum to invest. The effect of a bear markets is vastly different between these two approaches. In this video we'll use the tech bubble crash to back-test whether you should start investing now or wait. And for those with a lump sum to invest, we'll compare investing it all at once versus spreading it out over 12 to 24 months.

One thing I didn't discuss in the video is whether one should not invest at all--lump sum or dollar cost averaging--until the market changes. The problem with this approach is knowing when to get back into the market. Most people miss a lot of returns because they bought in too soon or waiting too long. Timing the market rarely works, and it never consistently works over a lifetime of investing.

Tools & Resources

📚 My Book (of course): https://amzn.to/2MsRJ9B
📈 Personal Capital (Investment Tracking): https://robberger.com/go/personal-capital/yt-[short description of video]
💰 M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt
📊 Morningstar (Fund Research): https://robberger.com/go/morningstar/yt-
💵 Tiller (Budgeting): https://robberger.com/go/tiller/yt-
🏆 Best Investment Tracking Apps: https://bit.ly/3wSbKZa

Portfolios

1️⃣ 3-Fund Portfolio: https://bit.ly/3yT6hmO
2️⃣ Merriman Ultimate Buy & Hold Portfolio: https://bit.ly/3g9qtse
3️⃣ Ray Dalio All Weather Portfolio: https://bit.ly/3cbzdwF
4️⃣ Warren Buffett Portfolio: https://bit.ly/3pdI8mm

#RobBerger #investing #stockmarket

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

Видео Is Now a Good Time to Invest Or Should I Wait for a Crash? канала Rob Berger