Saving Cash vs Investing - Don't Get It Wrong!

With savings rates now at the highest level in 14 years, should we be focusing on cash savings instead of risking our money in the stock market?

Buy Huel using this link: https://my.huel.com/damientalksmoneyaug23

The brokers I use:

InvestEngine
https://investengine.pxf.io/eKR40z
Get a £25 bonus when you invest at least £100

Trading 212
https://trading212.com/promocodes/DAMIEN
If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines in the bottom right corner of the app.

Vanguard
https://www.vanguardinvestor.co.uk/
This is not an affiliate link

Links from this video:
Ramin's video: https://www.youtube.com/watch?v=hnFnm-HPjGw&t=627s

The MM fund I currently buy: https://www.ishares.com/uk/individual/en/products/258120/ishares-ultrashort-bond-ucits-etf

Best Savings accounts:
https://becleverwithyourcash.com/cash-savings-beat-inflation/
https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/

Research materials:
https://www.morningstar.com/personal-finance/cash-is-no-longer-trash-opportunity-cost-might-be-greater-than-you-thin
https://moneyweek.com/personal-finance/605476/saving-v-investing#:~:text=As%20interest%20rates%20rise%2C%20savers,of%20keeping%20up%20with%20inflation.
https://www.morningstar.com/personal-finance/cash-is-no-longer-trash-opportunity-cost-might-be-greater-than-you-think
https://www.schroders.com/en-gb/uk/institutional/insights/uk-shares-the-70-shot-at-beating-cash/
https://wingatefp.com/investing-lessons-from-114-years-of-data/

Timestamps:
00:00 - Jim
00:32 - 94 years
01:32 - Huel
02:54 - The chance cash wins.
06:15 - Inflation
08:25 - MM fund
10:25 - Savings account

Видео Saving Cash vs Investing - Don't Get It Wrong! канала Damien Talks Money