LENDER EXPLAINS: Housing Crisis 2025 - It’s Not Just Immigration!

The housing crisis in 2025 is not something to be blamed only on immigration. And Politicians do not want you to know the truth because blaming immigrants is easy and keeps them from being accountable to the working and middle class citizens of Canada and United States .

This video cuts through the noise and political talking points to reveal the real reasons behind the housing crisis in North America. Forget the easy answers you've heard on the news. We'll explore the complex issues that are truly locking the working and middle classes out of the market.

Join a 30-year finance industry veteran as we uncover; How the "financialization" of housing has turned homes into assets for the ultra-wealthy, Why high interest rates have frozen the market in a state of "golden handcuffs" and the role of corporations and investment firms in driving up prices.

The truth about housing supply and why simply building more isn't the solution. This is the conversation we need to be having about the housing crisis. If you're ready to understand the systemic issues at play and what's really going on with the economy, this video is for you.

This video is for educational purposes and is not financial advice. Please consult a licensed professional for financial planning.
Other videos mentioned on tax policy for each country:

Canadian Tax Policy -  CANADIAN Policies That Benefit The Rich | Wealth Inequality 
https://youtu.be/QtHTWEI8IuU

American Tax Policy -  AMERICAN Tax Policies That Benefit The Rich | Wealth Gap
https://youtu.be/ABEyGbkaa38
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00:00 - What Politicians Want You To Believe About The Housing Crisis
00:16 - Housing Crisis - It's Not Just Immigrants!
00:35 - Why Do Policians Want Rates To Come Down?
01:36 - What Really Has Caused The Housing Crisis?
03:09 - Immigrant Home Buying Cycle
03:56 - Supply & Demand
04:36 - Underbuilding & Lack Of Supply
05:15 - Golden Handcuff Issue
05:30 - High Mortgage Rates
05:41 - What Is Mortgage Porting?
05:58 - High House Prices
06:57 - How The Rich & Corporations Have Caused The Housing Crisis
07:37 - How The Rich Buy Houses & Real Estate
07:49 - Why Do The Rich Borrow Money?
08:12 - Taxation - Rich Vs Everyday People
08:41 - Tax Policies
09:00 - Corporate Real Estate Companies Nafarious Acts
09:19 - How Corporations Block Buying & Cause Rent Hikes
09:53 - Renovicting
11:37 - Real Estate Is An Asset On The Wealthy's Balance Sheet Only
12:09 - Overinflation Of Real Estate Prices For Leveraging
13:09 - The Problem With Having Rich Politicians In Power
13:36 - WEhy President Trump Wants Interest Rates Lower
14:00 - How Lower Interest Rates Can Stimulate The Economy
14:16 - WEhat The Rich Do Differently Than Common People
15:57 - For Our American Friends - Canadian Friendly Though!
16:42 - The Difference With US Cities & Canadian Cities
17:32 - Why Housing Prices In Big Canadian Cities ARe So High
18:01 - Vacancy Rates In USA Bigger Than Canada
18:12 - Real Estate Corporations USA vs Canada
18:24 - Foreign Buyer Limitations In Canada
18:45 - How Tariffs Could Affect The US Housing Markets & Add To The Crisis
19:09 - US Building Lumber Comes From Canada
19:42 - Aluminum Tariif Implications For The US Housing Market
20:54 - Who Really Has The Power vs Supply & Demand
21:38 - The Rich Treat Houses & Real Estate Like Stocks
21:53 - What To Watch When Politicians Talk About The Housing Crisis
22:30 - DISCLOSURE - This is not financial advice - please see a local licensed professional for your own personalized financial advice

#IncomeCanada #IncomeUSA #WealthGap #TaxTheRich #CanadianFinance #IncomeClasses #GenXMoney #millennialfinance #GenZMoney #middleclassvoices #workingclassvoices #canadianstudents #AmericanStudents #AmericanFinance #aprilynneschallenge
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