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Poor: Waits for motivation
Rich: Builds discipline

Poor: Spends first
Rich: Invests first

Poor: Watches Netflix
Rich: Builds skills

Poor: Avoids hard things
Rich: Attacks hard things

Poor: Talks big
Rich: Executes daily

Poor: Saves leftovers
Rich: Plans money

Poor: Seeks comfort
Rich: Seeks growth

Poor: Blames luck
Rich: Builds systems

Poor: Short-term pleasure
Rich: Long-term vision

Poor: Thinks “cheap”
Rich: Thinks “value”

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