Real Interest Rates | Personal Finance 101

You probably know what interest rates are. But what about “real” interest rates?

This video explores the concepts of savings, interest rates, the effect of inflation on purchasing power, the distinction between real and nominal interest rates, and how unexpected inflation affects borrowers and lenders. It also highlights the Federal Reserve's role in maintaining stable prices.

00:00 - Introduction
02:10 - Purchasing Power
03:10 - Inflation Rate
04:16 - Real vs. Nominal
05:00 - Calculating Real Interest Rate
08:09 - Unexpected Inflation

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#economics #economy #interestrates #personalfinance

Видео Real Interest Rates | Personal Finance 101 канала Federal Reserve Bank of St. Louis