Banks Said No? Getting a Business Loan Through Alternative Commercial Lenders | Fuse Financial

In this episode, Nathan Olivera from Olive Tree Builds sits down with Michael Saunders, Founder and Managing Partner of Fuse Financial Solutions, to demystify the world of commercial lending.

If you're a franchise owner, small business operator, or looking to finance equipment, this conversation breaks down exactly what lenders look for. Michael shares insider tips on:

- The application process and typical approval timelines.

- Why a 100% financed loan is often considered lower risk.

- The importance of industry experience and credit score for guaranteed approval.

- What lenders use as collateral for equipment (Yellow Iron, Dump Trucks, etc.).

- Typical repayment terms and current interest rate ranges.

- The benefit of working with alternative lenders, including interest forgiveness and avoiding exposure on your personal credit.

Connect with Fuse Financial Solutions

0:00 - Intro & Meet Michael Saunders from Fuse Financial Solutions

0:27 - Commercial Lending 101: Services, Finance Percentages, and Risk

1:18 - The Approval Process: Timeline, Documents, and Getting Ducks in a Row

2:42 - The Key to Guaranteed Approval: Experience, Credit Score, and The "Six-Month Sweet Spot"

5:06 - Collateral and Assets: What Backs an Equipment Loan (Yellow Iron vs. Specialized Software)

8:02 - Loan Terms: Repayment, Interest Rates (7-13%), and What Sets Fuse Apart

11:52 - The Major Benefit of Alternative Lenders & Final Advice
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At Olive Tree Builds, we turn commercial visions into high-performance spaces—on time, on budget, and built to scale. Whether it’s a franchise rollout, retail refresh, or office transformation, we bring structure, speed, and craftsmanship to every build.

🔨 What We Do Best:
• Franchise Fit-Outs
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• Precision Scheduling & Fast Turnarounds
• Clear Communication & Transparent Budgets
• Code-Compliant, Franchise-Approved Results

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Видео Banks Said No? Getting a Business Loan Through Alternative Commercial Lenders | Fuse Financial канала Olive Tree Builds