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退休账户开户指南:选对地方很重要!Retirement Accounts: Where to Open Them

Where to open a retirement account? You can open a personal IRA or Roth IRA at banks (such as Chase), insurance companies (such as National Life), or brokerage firms (such as Fidelity and Robinhood). A 401(k) must be set up through an employer and is typically managed by a financial institution.  

Self-employed individuals and small business owners have more options, such as SEP IRA, SIMPLE IRA, and Solo 401(k), which can also be opened at banks, insurance companies, or brokerage firms.  

Each platform has its own advantages-where do you prefer to manage your retirement account? Let me know in the comments!

想开退休账户吗?您可以在银行(如Chase)、保险公司(如National Life)、券商(如Fidelity、Robinhood)开设个人IRA或Roth IRA。401k需要通过雇主开设,一般由金融机构管理。自雇人士和小业主有更多选择,比如SEP、SIMPLE IRA、Solo 401k,这些也可以在银行、保险公司、券商开设。
不同的平台各有优势,您更喜欢在哪个平台管理您的退休账户呢?请留言告诉我!

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Видео 退休账户开户指南:选对地方很重要!Retirement Accounts: Where to Open Them канала Gina Chen
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