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CREDIT REPAIR LOANS | BEST 7 PERSONAL LOANS TO GET AFTER CREDIT REPAIR | BEST CREDIT LOANS

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Video Summary:

Hey, what's up guys? Houston here. If you've recently finished or are in the process of repairing your credit, you might be wondering where to find the best loans and which ones are the easiest to get approved for. Well, I'm here to talk about some lenders that allow up to 75 DTI (debt-to-income ratio). These lenders are more likely to approve you once your credit is repaired.

The first lender I want to mention is Avant. They require a minimum credit score of 580 and at least one account on your credit file. Their loans range from $2,000 to $35,000, and you need a minimum annual income of $20,000.

Next up is Universal Credit. They require a minimum credit score of 560 and at least two accounts on your credit file. Their loans range from $1,000 to $50,000, and they allow a DTI of up to 75.

Another lender to consider is Upstart. They require a minimum credit score of 580 and an annual income of at least $12,000. Their DTI limit is 70.

Upgrade is another option with a minimum credit score of 560 and a DTI limit of 75. Their average income requirement is around $78,000.

PenFed is a lender that pulls Experian FICO 9 for personal loans. They have a DTI limit of 55% and offer credit cards and personal loans. It's recommended to start with a credit card application before applying for a personal loan.

Lastly, Navy Federal is a great option if you have multiple accounts with them. They have an internal scoring system and offer rewards credit cards and personal loans.

If you're just coming out of credit repair, it's best to start with these lenders before moving on to mainstream financial institutions. Remember to include all sources of income to increase your chances of approval.

I hope this video helped you. If you have any questions, please leave a comment. Also, stay tuned for our upcoming credit repair webinar where we'll discuss the 609 and Metro 2 processes, as well as legal laws to help you repair your credit. Thank you for watching!

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DISCLAIMER:
The content of this YouTube channel is provided for informational purposes only and is not intended to constitute legal advice or financial advice. You should not rely upon any information contained on this YouTube channel for financial advice. Viewing this YouTube channel is not intended to and shall not create an client relationship between you and Houston Mcmiller or Business Credit America, Inc, or any of our associated websites. Messages or other forms of communication that you transmit to this YouTube channel will not create an client relationship and thus information contained in such communications may not be protected as privileged. Neither Houston Mcmiller nor Business Credit America, Inc, or any of our associated websites makes any representation, warranty, or guarantee about the accuracy of the information contained in this YouTube channel or in links to other YouTube channels or websites. This YouTube channel is provided ""as is,"" does not represent that any outcome or result from viewing of this channel. Your use viewing of this YouTube channel is at your own risk. You enjoy this YouTube channel and its contents only for personal, non-commercial purposes. Neither Houston Mcmiller, Business Credit America, Inc, or any of our associated websites, nor anyone acting on their behalf, will be liable under any circumstances for damages of any kind.

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18 февраля 2023 г. 5:29:08
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