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The Pricing Trap — Every Fee in Payments Explained (Flat Rate vs Interchange vs Tiered)
Most merchants signed a payments contract without understanding a single fee on their statement. Flat rate. Interchange plus. Tiered pricing. Auth fees. Assessment fees. Chargeback fees. PCI fees. Cross-border fees.
They are all being charged. Almost none of them are being explained.
In this video I break down every pricing model and every fee in the payments industry — who charges it, why it exists, and which model actually saves you money depending on your volume.
🔹 Flat rate vs interchange plus vs tiered — which is actually better
🔹 The authorization fee merchants pay even on declined transactions
🔹 What a 1% chargeback rate can do to your merchant account
🔹 Assessment fees, PCI fees, batch fees, cross-border fees — all of it
🔹 The exact volume thresholds where your pricing model should change
I work in fintech sales. I post one concept like this every single day.
👍 Like if this helped | 🔔 Subscribe for daily fintech breakdowns
#paymentsexplained #interchangerate #flatrate #merchantfees #chargebacks #fintech #fintecheducation #paymentprocessing #terminaliq #merchantsolutions #stripe #adyen
Видео The Pricing Trap — Every Fee in Payments Explained (Flat Rate vs Interchange vs Tiered) канала Terminal IQ
They are all being charged. Almost none of them are being explained.
In this video I break down every pricing model and every fee in the payments industry — who charges it, why it exists, and which model actually saves you money depending on your volume.
🔹 Flat rate vs interchange plus vs tiered — which is actually better
🔹 The authorization fee merchants pay even on declined transactions
🔹 What a 1% chargeback rate can do to your merchant account
🔹 Assessment fees, PCI fees, batch fees, cross-border fees — all of it
🔹 The exact volume thresholds where your pricing model should change
I work in fintech sales. I post one concept like this every single day.
👍 Like if this helped | 🔔 Subscribe for daily fintech breakdowns
#paymentsexplained #interchangerate #flatrate #merchantfees #chargebacks #fintech #fintecheducation #paymentprocessing #terminaliq #merchantsolutions #stripe #adyen
Видео The Pricing Trap — Every Fee in Payments Explained (Flat Rate vs Interchange vs Tiered) канала Terminal IQ
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5 апреля 2026 г. 7:34:57
00:10:22
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