Personal Finance 101: 7 Rules That Save Lives | Audio Book Sanctuary

What if financial freedom wasn’t about luck or income, but about following timeless survival principles?

In this immersive audiobook-style narration, we explore Personal Finance 101 – The Survival Principles—a guide that transforms money from something that controls you into a tool you control. These aren’t complex theories. They’re simple, powerful rules anyone can follow, no matter your age or salary.

💡 In this video, you’ll discover:
✨ Why so many earn well but still stay broke
✨ The golden rule: spend less than you earn
✨ How saving 20% builds wealth brick by brick
✨ Why an emergency fund is your ultimate shield
✨ The difference between bad debt and good debt
✨ How investing early turns time into your ally
✨ Tools and habits that rewire your money mindset

🌀 Timestamps / Sections:
00:11 Why Money Slips Away
07:41 Spend Less Than You Earn
15:11 Save at Least 20 Percent
22:19 Build a Safety Net
30:03 Avoid Bad Debt, Embrace Good Debt
36:36 Invest Early and Consistently
42:39 Tools and Habits That Transform

This is not just financial advice—it is a survival blueprint.
You are not here to be trapped by money.
You are here to master it and live free.

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💬 Let us know in the comments: Which survival principle will you start applying today?
🕰️ New videos every week to help you master your money, one decision at a time.

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