Debt Statute of Limitations Don't Restart the Clock!

The statute of limitations on debt is the time limit a creditor has to sue you for unpaid debt, usually 3 to 10 years depending on the state and type of debt. Making a payment, acknowledging the debt, or agreeing to repay it can restart this clock, giving creditors more time to take legal action. It’s important to avoid these actions if the debt is time-barred.

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