How Monthly PCP Payments Work | Capital Car Finance (1:1)

Wondering how PCP monthly payments are calculated?

Your monthly payment is influenced by several factors including the vehicle price, your deposit, agreement term, annual mileage and the future value set by the lender.

Because PCP defers part of the balance until the end of the agreement, monthly payments can often be lower than with a traditional loan.

At Capital Car Finance, we explain the figures clearly and transparently so you can choose an option that fits your budget and driving needs.

See how the numbers work — fast, secure and obligation-free.

👉 https://www.capitalcarfinance.co.uk
📧 sales@capitalcarfinance.co.uk

Capital Car Finance is a credit broker, not a lender.
Finance is subject to status and eligibility.

Representative Example (PCP):
Vehicle price £25,000. Deposit £2,500. Balance to finance £22,500.
48 monthly payments of £346.31.
Optional final payment (6,000 miles p.a.) £12,250.
Total amount payable £31,026.57.
Representative APR 8.9%.

Capital Car Finance is a trading name of Capital Car Finance Limited.
Company Number: 06041030.
Registered address: 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF.

Capital Car Finance Limited is authorised and regulated by the Financial Conduct Authority under reference number 685925.
We act as a credit broker, not a lender.

We work with a specific panel of lenders to obtain approval. We receive a commission for introducing you to the lender, which may be a fixed payment or a percentage of the amount financed and can vary by lender. This does not affect the rate you are offered, and further information is available on request.

A fee may be payable for our services. Full details of any charges will be provided before entering into an agreement. If you proceed with a lender, a full credit search will be carried out as part of the underwriting process.

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