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What Is the Federal Funds Rate — And Why Every Loan You Have Moves With It?
This is part of an ongoing series: Banking Secrets They Don't Teach You.
The Federal Funds Rate is set 8x/year by the FOMC. It directly reprices the Prime Rate (FFR + 3%), which drives your credit
card APR, HELOC rate, and auto loan. From 2022-2023, a 5.25% rate hike cycle cost the average credit card holder $262/year
in additional interest. All data from Fed, CFPB, and FDIC.
#FederalFundsRate #FederalReserve #InterestRates #CapitalForensics #ForensicFinance
Видео What Is the Federal Funds Rate — And Why Every Loan You Have Moves With It? канала Capital Forensics
The Federal Funds Rate is set 8x/year by the FOMC. It directly reprices the Prime Rate (FFR + 3%), which drives your credit
card APR, HELOC rate, and auto loan. From 2022-2023, a 5.25% rate hike cycle cost the average credit card holder $262/year
in additional interest. All data from Fed, CFPB, and FDIC.
#FederalFundsRate #FederalReserve #InterestRates #CapitalForensics #ForensicFinance
Видео What Is the Federal Funds Rate — And Why Every Loan You Have Moves With It? канала Capital Forensics
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30 марта 2026 г. 22:00:00
00:03:08
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