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Points vs. Cash Back (What’s Better in 2026?)
Which team are you on?... Check out my favorite cards 👉 https://rdguarantee.com
✅ Featured In This Video:
🔥Rakuten Extra Cash Back (Free $30-$50): https://rdguarantee.link/get-rakuten
➔ Why not get paid when doing your normal shopping?
🏆 Robinhood Gold Card Waitlist: https://robinhood.com/creditcard/?referral_code=a7cbf171
➔ Bilt 2.0 Cards: https://rdguarantee.com/earn-on-housing-payments
️✏️ Download My FREE Resources: https://rdguarantee.com/guides
What I Use:
💵 Best High-Yield Accounts: https://rdguarantee.link/HYSA
🏦 SoFi Checking/Savings ($325 bonus!): https://rdguarantee.link/SoFi-Referral
💳 All My Favorite Cards: https://rdguarantee.com
Don't Miss A Thing:
🔔 Elevated Sign-Up Bonus Alerts: https://rdguarantee.link/Bonus-Offer-Notifications
‼️ Transfer Bonus Notifications: https://rdguarantee.link/Transfer-Bonus-Notifications
✏️ My Thoughts:
The age old question of cash back vs. points and miles - which is better? Well, honestly, the answer might change for you every single year. I know for me, I feel completely different about this than I did even 2-3 years ago.
So today, I’m here to cover what’s changed in the credit card landscape in 2026 and how that directly influences the value you get from your cards, whether they are points or cash back based.
We have new rewards systems, new cards, new strategies entering the game almost monthly now - honestly, it’s a lot to take in. I have so many thoughts to share on this topic - stick around and make sure you aren’t thinking about your setup wrong and leaving any value on the table.
⏰ Timestamps:
0:00 - Intro
1:39 - Cash Back Pros & Cons
5:44 - Points Pros & Cons
11:43 - The Best Strategy
13:42 - RH Gold vs. Palladium
Видео Points vs. Cash Back (What’s Better in 2026?) канала The RD Guarantee
✅ Featured In This Video:
🔥Rakuten Extra Cash Back (Free $30-$50): https://rdguarantee.link/get-rakuten
➔ Why not get paid when doing your normal shopping?
🏆 Robinhood Gold Card Waitlist: https://robinhood.com/creditcard/?referral_code=a7cbf171
➔ Bilt 2.0 Cards: https://rdguarantee.com/earn-on-housing-payments
️✏️ Download My FREE Resources: https://rdguarantee.com/guides
What I Use:
💵 Best High-Yield Accounts: https://rdguarantee.link/HYSA
🏦 SoFi Checking/Savings ($325 bonus!): https://rdguarantee.link/SoFi-Referral
💳 All My Favorite Cards: https://rdguarantee.com
Don't Miss A Thing:
🔔 Elevated Sign-Up Bonus Alerts: https://rdguarantee.link/Bonus-Offer-Notifications
‼️ Transfer Bonus Notifications: https://rdguarantee.link/Transfer-Bonus-Notifications
✏️ My Thoughts:
The age old question of cash back vs. points and miles - which is better? Well, honestly, the answer might change for you every single year. I know for me, I feel completely different about this than I did even 2-3 years ago.
So today, I’m here to cover what’s changed in the credit card landscape in 2026 and how that directly influences the value you get from your cards, whether they are points or cash back based.
We have new rewards systems, new cards, new strategies entering the game almost monthly now - honestly, it’s a lot to take in. I have so many thoughts to share on this topic - stick around and make sure you aren’t thinking about your setup wrong and leaving any value on the table.
⏰ Timestamps:
0:00 - Intro
1:39 - Cash Back Pros & Cons
5:44 - Points Pros & Cons
11:43 - The Best Strategy
13:42 - RH Gold vs. Palladium
Видео Points vs. Cash Back (What’s Better in 2026?) канала The RD Guarantee
cash back cards cash back credit cards sign up bonuses travel cards travel credit cards chase cards amex cards capital one cards Bank of America cards venture x chase sapphire reserve chase sapphire preferred discover it chase freedom flex points and miles points and miles cards citi credit cards fidelity visa credit cards robinhood gold card is cash back or travel points better? Bank of America preferred rewards united cards hilton cards
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Информация о видео
17 марта 2026 г. 2:45:02
00:17:37
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