Points vs. Cash Back (What’s Better in 2026?)

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✏️ My Thoughts:
The age old question of cash back vs. points and miles - which is better? Well, honestly, the answer might change for you every single year. I know for me, I feel completely different about this than I did even 2-3 years ago.

So today, I’m here to cover what’s changed in the credit card landscape in 2026 and how that directly influences the value you get from your cards, whether they are points or cash back based.

We have new rewards systems, new cards, new strategies entering the game almost monthly now - honestly, it’s a lot to take in. I have so many thoughts to share on this topic - stick around and make sure you aren’t thinking about your setup wrong and leaving any value on the table.

⏰ Timestamps:
0:00 - Intro
1:39 - Cash Back Pros & Cons
5:44 - Points Pros & Cons
11:43 - The Best Strategy
13:42 - RH Gold vs. Palladium

Видео Points vs. Cash Back (What’s Better in 2026?) канала The RD Guarantee