10 Reasons Why Most People Spend More Money Than They Earn

One BIG reason people remain poor is that They Spend More Money Than They Earn. Today we explore WHY! Spending less than you earn is the beginning of your journey to Financial Independence :) ♥

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(07:07) - Is Keeping Up With The Joneses Destroying Your Future? - https://thehumblepenny.com/keeping-up-with-the-joneses
(08:14) - How To Create A Budget The Works For You - https://thehumblepenny.com/how-to-create-a-budget-that-works-for-you
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MARY:

I'm married to Ken and we have two boys aged 6 and 4. I'm a Londoner, born in Hackney! :)

Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni

When I'm not creating, I love vegan food, travelling, working out and doing some outdoor fun things with my husband and kids :)

KEN:

I'm a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I've spent the last 20 years on a steep journey of Personal Development.

CFO by day with over 12 years of experience in the investment business. I'm also a Chartered Accountant and hold an MBA from Cambridge University.

To explore my creativity, I'm a blogger and YouTuber by night. I create from my experiences as a family man and entrepreneur.

I have a passion for all things Financial Education, Business and Personal Development. I also love Photography, Music, Travel, and Sport.

We became Financially Independent aged 34 and our story has been featured on the BBC, Mail Online, Channel 5, Metro, etc.

We share content to inspire and teach others how to achieve Financial Independence and Freedom too :)
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★★ ABOUT THIS VIDEO ★★

10 Reasons Why People Spend More Money Than They Earn, How to spend less money, how to spend less money UK, how to stop spending money, 10 ways to spend less and save more money, spend less save more, 10 ways to spend less money, how not to spend money, spending money, How To Spend Less Money in 7 Steps, The Money Blueprint, Debt, Lifestyle inflation, how to stop spending money, Money Mindset, Mindset, personal development, personal growth, money, business, Side Hustle Ideas, Ways To Make Extra Money, Budgeting, How to Start A Budget, Ken Okoroafor, The Humble Penny.

Massive thanks for watching and following our channel :) ♥

Best, Mary and Ken Okoroafor

DISCLAIMER: We are NOT Financial Advisers and do NOT offer Financial Advice. We create these videos for education and entertainment purposes.

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