US states with the highest and lowest homeownership rates #usa #usalife #newyork #texas #california

🏠 Buy or rent?
This question concerns millions of Americans — and the answer depends on where you live. 🇺🇸

Across the U.S., homeownership rates reveal sharp contrasts.
Some states are filled with long-time owners, while others are dominated by renters chasing jobs, sunshine, or simply trying to afford a down payment.

📊 According to the U.S. Census Bureau’s Housing Vacancy Survey (2024), these figures show the share of households that own their primary residence in each state.

🌎 Highest homeownership rates:

🏞️ West Virginia (79.1%) – Lowest home prices in the nation and deeply rooted communities mean most families own their homes outright. The state’s limited urban centers and older housing stock reinforce long-term ownership rather than turnover.

🌾 Mississippi (75.8%) – Despite lower average incomes, inexpensive real estate and strong family ties keep ownership high. Rural communities often pass property through generations, minimizing renting culture.

🐚 Delaware (75.1%) – A magnet for retirees and commuters from Philadelphia and Baltimore. The absence of sales tax and relatively affordable coastal properties support steady homeownership growth.

🌲 Maine (73.8%) – Aging homeowners and small-town living push ownership higher, with limited new rentals.

🦬 Wyoming (73.5%) – Wide open land, low taxes, and affordable homes make buying far more practical than renting.

🏙️ Lowest homeownership rates:

🏛️ District of Columbia (40.1%) – Dense housing, steep prices, and short-term jobs make renting the norm.

🗽 New York (52.7%) – NYC’s rental dominance drags down the statewide rate despite more ownership upstate.

🌴 California (55.3%) – Soaring costs and tight zoning push even high earners toward long-term renting.

🎰 Nevada (61.5%) – Transient workforce and investor activity limit ownership opportunities.

🌈 Hawaii (60.3%) – Paradise pricing and scarce land leave locals renting while investors buy second homes.

🏠 Are you team renting or team owning? Share your pick below! 👇

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