40–60% of Middle Class Salary Is Gone Before Saving Even Begins — The EMI Trap 🔴

Home loan. Car loan. Personal loan. BNPL. Each EMI feels manageable individually. But combined — the average metro middle class household pays 40–60% of take-home salary in EMIs monthly. More than half of everything earned — committed to the past before a single rupee of wealth is built. Full breakdown on the channel. 🔔 Subscribe.
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