Is YNAB Worth $84/year? | 3 New YNAB Features To Try NOW! | ynab vs other budgeting apps

Hi Friends! Today's video is two parts: first, a review of three of the biggest YNAB updates and new features that have been released in Q1 2021, and second (minute mark 03:45) a quick and incomplete pitch on why I believe the budgeting software system YNAB is 100% worth the $84/year fee. I say incomplete because if I had included in this video my own personal story on how it changed my life, the video would be hours long. So I tried to hit the big selling points and perhaps try to answer some of the biggest concerns people have about paying for the system.

#ynabvsmint #daveramseysucks #youneedabudgetreview

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My Situation/Context: If you are new to my channel, I'm a 23-year-old woman living at home for pretty cheap ($400/m) while working full time. I recently paid off $28k in student loans and since Fall 2020 have focused on investing and building a strong foundation for F.I. Every two weeks, I budget my paychecks into YNAB on camera, and at the end of every month I review my spending and saving for the month as well as provide a net-worth update! Scattered between those videos are other ones also focused on investing, YNAB, or other personal finance related topics.

📊 Purchase my "Net-Worth & Passive Income Tracker and Investing Log" for yourself! Check out my Buy Me A Coffee page to purchase this spreadsheet for yourself: https://www.buymeacoffee.com/zennialfinance/extras
-You can also see a complete breakdown of the functionality and how it works by watching this set-up guide video: https://youtu.be/1j6_ZUG4RiE​

📸 Follow me on instagram (@zennialfinance): https://www.instagram.com/zennialfinace

💰 You can support my channel and save money by using the following links to try out my favorite products ⬇️:
📈 M1 Finance - Get $30 to invest when you open an account and deposit $100: https://m1.finance/DuRJz7yof99E
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🔗 All of my links in one place: https://linktr.ee/genzfinance

*Disclosure: I only recommend products I actively use myself. This post may contain affiliate links that at no additional cost to you, I may earn a small commission/reward.I am also not a financial advisor. Everything discussed and shown here is for entertainment purposes only.

🔘 LINKS:
➡️ YNAB Progress Bars Video - https://www.youtube.com/watch?v=zQMzrJWl7Oc
➡️ YNAB's 4 rules - https://youtu.be/DceDsWXYcsM
➡️ YNAB Set-Up Guides and Tips & Tricks Playlist: https://youtube.com/playlist?list=PLckB8EnGckvPodigZKZm7Pd4Qy9zclbsT
➡️ YNAB vs Mint - https://youtu.be/uyZHS63f6HY
➡️ Dave Ramsey's Business Practices -
🟣 Drawing Gun At Work - https://www.nashvillescene.com/news/pith-in-the-wind/article/21096181/deposition-yes-dave-ramsey-pulled-out-a-gun-in-staff-meeting-decrying-gossip
🟣 https://www.thedailybeast.com/spies-cash-and-fear-inside-christian-money-guru-dave-ramseys-social-media-witch-hunt?ref=scroll
🟣 Handling of COVID at his office: https://religionnews.com/2020/12/11/dave-ramsey-christian-financial-guru-ridicules-covid-19-fears-plans-large-in-person-christmas-party/
🟣 Firing a pregnant and unwed female employee while ignoring Chris Hogan's admitted multiple extra-marital affairs: https://religionnews.com/2021/03/10/chris-hogan-retirement-dave-ramsey-everyday-millionaire-righteous-living/
➡️ How Mint Makes Money - https://www.investopedia.com/articles/personal-finance/082216/how-mintcom-makes-money-intu.asp
➡️ Intuit Lobbying on Tax Returns - https://www.nbcnews.com/business/taxes/turbotax-h-r-block-spend-millions-lobbying-us-keep-doing-n736386

Music by Goosetaf - Bumblebee - https://thmatc.co/?l=936851CF
Music by Alundra - Smile - https://thmatc.co/?l=D9AB592B

🔘 Timestamps:
0:00 - intro
0:50 - new feature #1
1:46 - new feature #2
2:28 - new feature #3
03:46 - is ynab worth $84/year?
4:05 - what do you get for that price?
7:07 - how to get the most out of the 34 day free trial
10:28 - "why pay for something to help you budget?"
11:10 - "but what about mint?"
12:24 - free resources on budgeting for ANYONE
13:37 - outro

Видео Is YNAB Worth $84/year? | 3 New YNAB Features To Try NOW! | ynab vs other budgeting apps канала Gen-Z Finance