When an ESPP Is Worth It, And When It Isn’t

An employee stock purchase plan can be a strong benefit, especially when you’re getting a 15% discount on company stock.

But before you max it out, look at your cash flow. If participating means carrying credit card debt or stretching your budget too thin, the discount may not be worth the stress.

A common strategy is to sell ESPP shares right away so you can lock in the gain, reduce company stock risk, and keep your financial plan on track.

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Видео When an ESPP Is Worth It, And When It Isn’t канала Derek Mazzarella, CFP®