Goal Based Model Portfolios

This video explains how to use FinApp goal-based and risk-based model portfolios, with a focus on goal-based (robo-advisory) portfolios.

It describes 80 preconfigured strategic portfolios built from 16 goal time buckets (1 to 6 months through 241 to 1000 months) and 5 risk profiles from aggressive to conservative.

Portfolio construction follows a four-step process: asset allocation, fund categorization, fund selection, and portfolio optimization, using an expected ROI derived from average rolling returns for equity funds and YTM for fixed income funds, aggregated at the portfolio level.

The video also shows how the client view is populated based on goal and risk profile, such as a 49 to 60 month balanced example with 37.5 percent equity and 62.5 percent debt and an underlying ROI of 9.66 percent.

Видео Goal Based Model Portfolios канала FinApp by Pulselabs