Why De-Risking Your Pension Portfolio at 65 May Be Costing You

De-risking at 65 used to make sense: when retirement lasted 10–15 years and most people bought an annuity.

Now? Most Irish retirees in their mid-60s still have 20–30 years of investment runway. Especially if they're using an ARF instead of an annuity.

The research is consistent: diversified global equities outperform conservative alternatives in retirement drawdown over meaningful periods.

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📖 Full blog post: https://www.informeddecisions.ie/post/prsa-vs-company-pension-ireland

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DISCLAIMER: This content is for general educational purposes only and does not constitute personalised financial advice. Always speak to a qualified, independent advisor about your own situation. Informed Decisions is a fee-only, independent financial advisory firm based in Ireland, specialising in retirement planning for business owners and professionals.

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Видео Why De-Risking Your Pension Portfolio at 65 May Be Costing You канала Informed Decisions Financial Planning Podcast