Why Might My Retirement Portfolio be Losing Money? | Answers to Your Common Retirement Questions

What are some common questions to consider when you’re retirement planning? In this video from Ken Fisher’s firm Fisher Investments, we discuss a common question—how much do you need to retire?
The first step to finding out how much you’ll need to retire is estimating the amount of annual income you’ll need in retirement and how much would come from your retirement savings. This can help you paint a better picture of how long your money could last.
After you get a basic understanding of the income you’ll need, consider the next step—determining your annual retirement withdrawals. Your withdrawals shouldn’t exceed five percent of your portfolio’s value after you retire or else you risk depleting your savings too quickly. Use this simple equation to determine the withdrawals you can afford—divide your portfolio’s total value by 5%. For example, if you need $100,000 a year to cover living expenses, you’d need a total portfolio value of 2 million dollars to generate enough annual cash flow.
Of course, this is just an example—every person’s retirement withdrawals differ based on their situation.
Thank you for tuning into our YouTube channel. If you’d like to learn more about building a retirement investment portfolio suited to your investment goals, be sure to visit our website at http://www.fisherinvestments.com.

Learn more about common retirement questions from Fisher Investments here. https://www.fisherinvestments.com/en-us/retirement/retirement-planning/questions-to-consider

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Видео Why Might My Retirement Portfolio be Losing Money? | Answers to Your Common Retirement Questions канала Fisher Investments