Do You Need Separate Flood Insurance in Kentucky?

In this episode, we dive deep into the truth about home insurance and flood risks. If you think your policy has you covered, think again. Here's the raw truth you NEED to know.

IN THIS EPISODE:

* The shocking fact: home insurance covers inside water, NOT outside floods
* Why flood damage isn’t automatically covered and how to get protected
* The difference between the NFIP and private flood insurance—what you NEED to know
* How most homeowners in Kentucky are at risk, even if they’re in low-risk zones
* The real story behind the Carters’ flood nightmare and what it could mean for you
* How a neighbor bought a flood policy, stayed protected, and avoided catastrophic costs
* Why rising water can flood your home without warning—six inches in three hours
* Tips on how to easily get quotes and decide if flood insurance is right for you
TIMESTAMPS:

00:00 - The hidden flood risk homeowners often overlook
00:41 - What your home insurance actually covers—and what it doesn’t
01:11 - The two options for flood coverage: NFIP vs. private
01:50 - Real stories: how flood insurance saved lives and homes
02:24 - Why even low-risk areas are at danger
02:54 - How to find out if you need flood coverage today
03:24 - The role of expert advice in protecting your property

RESOURCES & LINKS:
HTTPS://NOVAINSURANCEGROUP.COM/BLOG/DO-I-ACTUALLY-NEED-SEPARATE-FLOOD-INSURANCE-IN-KENTUCKY/

GET A QUOTE!
https://app.usecanopy.com/c/nova-insurance-website

CONNECT WITH NOVA:
HTTPS://WWW.FACEBOOK.COM/NOVAINSURANCEGROUP
HTTPS://WWW.LINKEDIN.COM/COMPANY/NOVA-INSURANCE-GROUP

DON’T WAIT FOR THE STORM TO COME CRASHING DOWN. PROTECT WHAT MATTERS—KNOW THE FACTS, GET COVERED, STAY SAFE. YOUR HOME DEPENDS ON IT.

Видео Do You Need Separate Flood Insurance in Kentucky? канала Nova Insurance