Age 65, $65,000/Year: Does Mom Need Long-Term Care Insurance? - Counting Pennies LIVE

A subscriber recently asked a question that millions of families will face:

*"My mom is 66 years old. If she comes into some money, should she buy long-term care insurance?"*

It's a great question—but the answer is more complicated than most people realize.

In this episode of Counting Pennies, we'll explore long-term care insurance, Medicare, Medicaid, nursing home costs, home health care, final expense planning, and one of the biggest financial risks of aging. We'll look at this issue through the lens of an average American earning about $65,000 per year—not the wealthy families often featured in financial planning discussions.

Should you buy long-term care insurance? What happens if you don't? How much money do you really need to prepare for aging? And when does Medicaid become part of the conversation?

Join us as we separate fear from facts and discuss practical ways to prepare for the future without spending money on products you may not need.

📚 Based on real questions from viewers and themes explored in *The Morality of Money* by Renée E. Bryan.
👉 ORDER your copy here: https://www.amazon.com/dp/B0DFHBT1TY

#LongTermCare #LTCInsurance #Medicare #Medicaid #RetirementPlanning #PersonalFinance #AgingParents #NursingHomeCare #FinancialPlanning #FearlessFinances #CountingPenniesLive

Renee's book, The Morality of Money, is for sale at Amazon.
👉 ORDER your copy here: https://www.amazon.com/dp/B0DFHBT1TY

Renee's Author Website: https://reneelizbryan.info

If you'd like to support me and my efforts to remove fear from our financial future, please click the HEART with the $$$ to send me some love. I really appreciate it.

Disclaimer: This YouTube channel serves as educational entertainment only. Be sure to contact a professional. None of this is advice for your case. :D

Видео Age 65, $65,000/Year: Does Mom Need Long-Term Care Insurance? - Counting Pennies LIVE канала Fearless Finances