GROUP PLAN GAPS #shorts

If you've never opened your HR benefits booklet — you probably don't know what your real safety net actually is.

Three things your group coverage doesn't do that most Ontario employees assume it does: replace your full income, follow you to your next job, or last as long as you need it.

DM me WORKSHEET and I'll send you the Four-Minute Runway Calculator — a simple framework that shows exactly how long your household could last if one income stopped today. General education only.

General education only. Not personal financial or insurance advice.
#DeGuiaFinance #OntarioFamilies #GroupBenefits #DisabilityInsurance #OntarioMoney

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