SBI Bank Se Loan Kaise Le 2025 | SBI Personal Loan Online Apply | How to Apply For SBI Personal Loan

SBI Bank Se Loan Kaise Le 2025 | SBI Personal Loan Online Apply | How to Apply For SBI Personal Loan

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Looking for an SBI Bank Loan in 2025? In this video, we explain how to apply for an SBI personal loan online and offline, eligibility criteria, required documents, interest rates, and the complete step-by-step process.

🔍 Latest SBI Loan Details (2025):
✅ Interest Rates (2025): SBI personal loan interest rates currently range from 10.05% to 15.05% p.a. depending on your credit score, income, employer category, and loan type.

✅ MCLR Link: Most SBI loans are linked to the 2-year MCLR (8.80% p.a. as of 2025).

✅ Eligibility: Salaried employees, self-employed professionals, and pensioners are eligible. Salaried applicants usually need a minimum income of ₹15,000/month (may vary by scheme).

✅ Age Limit: For salaried – 21 to 58 years; for pensioners – scheme-wise limits apply.

✅ Loan Amount: Can vary from ₹25,000 to ₹20 lakhs+, depending on profile and repayment ability.
✅ Processing Fee: Up to 1.5% of loan amount + GST.
✅ Prepayment/Foreclosure: Charges may apply if you close your loan early.
✅ Special Pensioner Schemes: Interest rates ~ 11.40% to 11.90% p.a.
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⚠️ Disclaimer
This video is for educational and informational purposes only. We are not an official representative of SBI Bank. Please verify all details such as interest rates, eligibility, and terms & conditions directly from the official SBI website or your nearest SBI branch before applying.

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