Why Savings Won’t Buy a Home

Housing isn’t what it used to be.
In 1971, Nixon took the dollar off gold. Money was no longer tied to something real, and governments could print endlessly. Housing prices soared, wages stopped keeping up, and everything—from education to healthcare, got more expensive. Back then, it took about two years of savings to buy a house.

Now? Seven. Saving alone won’t get you there anymore. You need assets that rise with inflation: equities, real estate, even a small position makes a difference. Your grandparents could save their way to wealth. Now you have to invest and earn your way there.

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