LIC Launched Jan Suraksha (880) and Bima Lakshmi (881) Plans || BANKING AND FINANCIAL AWARENESS

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LIC Launched Jan Suraksha (880) and Bima Lakshmi (881) Plans
The Life Insurance Corporation of India (LIC) has introduced two new insurance plans — LIC Jan Suraksha Plan (880) and LIC Bima Lakshmi Plan (881) — to cater to diverse customer segments. The Jan Suraksha Plan (880) is a non-participating, non-linked individual savings micro insurance plan designed for lower-income groups, providing financial protection to the family in case of the policyholder’s death and a lump-sum maturity benefit for survivors. It offers a basic sum assured between ₹1 lakh and ₹2 lakh, with a policy term ranging from 12 to 20 years and guaranteed additions of 4% per annum. The Bima Lakshmi Plan (881), targeted exclusively at women, is a non-linked insurance plan that combines life cover with periodic money-back benefits after premium payment ceases. It allows a minimum sum assured of ₹2 lakh with no upper limit (subject to underwriting), offers guaranteed additions at 7% per annum, and includes features like auto cover after three full premium payments and an optional female critical illness rider.

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