🚨 CRA & OAS Update 2026: New Clawback Rules Every Senior Should Understand

#OASClawback2026 #CPPOASWeeklyUpdate #OldAgeSecurity2026
🚨 CRA & OAS Update 2026: New Clawback Rules Every Senior Should Understand

Welcome to CPP OAS Weekly Update — Canada's most trusted channel for seniors who want straight answers about their CPP, OAS, and retirement income every single week.
In today's video, we break down the NEW 2026 CRA and OAS clawback rules that every Canadian senior needs to understand right now. If you are receiving Old Age Security or getting close to retirement age, these updated rules could directly reduce your monthly payments — and most people have no idea it is happening until it is too late.
Here is exactly what we cover in this video:
✅ What the OAS Recovery Tax is and how it works in 2026
✅ The new clawback threshold — $90,997 — and what it means for you
✅ What types of income CRA counts toward the clawback calculation
✅ Why TFSA withdrawals are your most powerful protection tool
✅ How pension income splitting can save your OAS payments
✅ RRIF withdrawal strategies to stay below the threshold
✅ How CRA collects the clawback and what to do if you get a letter
✅ Real action steps you can take before the end of 2026
Whether your income is close to the threshold or you simply want to protect every dollar of retirement income you have earned, this video gives you the clear and honest information that Service Canada and CRA never explain properly.
📌 IMPORTANT NUMBERS TO KNOW:
OAS Clawback Threshold 2026 — $90,997
Full Clawback Income Level — approximately $148,000
OAS Recovery Tax Rate — 15 cents per dollar above threshold
Maximum OAS Monthly Payment (65–74) — approximately $727
Deferral Increase Per Month — 0.6% up to age 70 (36% total)
💬 Have a question about your OAS, CPP, or CRA letter? Drop it in the comments below and we may feature your question in an upcoming video.
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Here is your 12:45 minute Timestamp structure perfectly timed for your video:
0:00 — Hook & Introduction — Why This Matters in 2026
1:00 — What Is the OAS Clawback Recovery Tax
2:15 — The 2026 Updated Threshold — $90,997 Explained
3:30 — What Income CRA Counts Against You
4:45 — TFSA Withdrawals — Your Most Powerful Protection
5:30 — 2026 New CRA Data Matching Update
6:30 — Income Splitting Strategy for Couples
7:45 — RRIF Withdrawal Planning Tips
8:45 — Charitable Giving Strategy Most Seniors Miss
9:30 — How CRA Collects the Clawback
10:30 — What To Do If You Get a CRA Letter
11:15 — Final Action Steps Every Senior Must Take
12:00 — Outro & Subscribe Reminder
12:45 — END
#ServiceCanada #TFSAStrategy #RRIFWithdrawal #PensionIncomeSplitting #OASPayment2026 #CRALetterHelp #SeniorFinanceCanada #oasupdate

⚠️ Disclaimer
This channel is created for informational purposes only. We are not affiliated with Service Canada or any government agency. All information is based on publicly available data and news updates. Please consult official government websites or financial advisors for accurate guidance.

Видео 🚨 CRA & OAS Update 2026: New Clawback Rules Every Senior Should Understand канала CPP OAS Weekly Update