Federal Bank Scapia Credit Card!

The Federal Scapia Credit Card is a lifetime-free, travel-focused co-branded card issued in partnership with Federal Bank and Scapia. It features zero joining/annual fees, zero forex markup on international transactions, and accelerated rewards on travel bookings made via the Scapia app.

Core Benefits & Features🔥

Zero Forex Markup: Ideal for international travelers, this card waives foreign currency exchange fees.

No Annual/Joining Fee: The card is completely lifetime-free with no hidden maintenance charges.

Reward Structure:🔥

20% Reward Coins on travel bookings made via the Scapia app (flights, hotels, buses).

10% Reward Coins on eligible Visa spends.

5% Reward Coins on RuPay UPI transactions of ₹500 or more.

Redemption: 5 Scapia coins equal ₹1, and they are redeemable directly for travel bookings on the app.

Airport Lounge Access: Enjoy unlimited domestic airport lounge access by spending ₹20,000 or more in the preceding month.

Fees & Charges🔥

Interest-Free Grace Period: Up to 48 days.

Revolving Credit Interest: 45% p.a. (3.75% per month) from the transaction date.

Cash Advance Fee: 2.5% of the withdrawn amount or ₹500, whichever is higher.

Eligibility Criteria🔥

Age: 21 to 65 years for salaried individuals; 25 to 65 years for self-employed.

Citizenship: Resident Indian citizen.

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