4 Steps to Kick Start Your Debt Free Journey ~ You CAN pay off debt!

We are a family of 6 who paid off over $77,000 of debt in 3 years following the Dave Ramsey Baby Steps. Here are the first 4 steps we took to kick start our #debtfreejourney! The best part is you can start these steps TODAY!!

Our journey officially began after taking Financial Peace University, so that is where I always recommend to start...but from there, these 4 practical steps are what really got the ball rolling for us to pay off our huge chunk of debt.

I use a lot of "debt free lingo" in this video. If you aren't sure what I mean when I say "gazelle", "debt snowball", or "zero based budget", I have a whole video that will help you out! Debt Free Lingo Explained: https://youtu.be/lkO0I4m6_kk

Unsure of what Dave Ramsey's 7 Baby Steps are? Start here: https://www.daveramsey.com/dave-ramsey-7-baby-steps

What We Cut From the Budget to Start Our Debt Snowball: https://youtu.be/vzzyCJ0W_xc
Our Cash Envelope System: https://youtu.be/q3HHJ9PRuj0
Cash Envelope Questions Answered: https://youtu.be/KozZCWrynwI

My Simply Frugal Cookbook will teach you how our family of six cut our grocery bill in half to help pay off our debt: https://www.debtkickinmom.com/

Here is my FREE zero based budget template on google sheets: https://docs.google.com/spreadsheets/d/1VLAcOaxm8FuMygKqvBQHz6M1zexhJHz8HfV-ykmZtQE/copy

The books I recommend to start your debt free journey and the frugal products I use and love are all on my new Amazon Storefront: https://www.amazon.com/shop/debtkickinmom

Find me on Instagram @debtkickinmom to follow our debt free journey!

Видео 4 Steps to Kick Start Your Debt Free Journey ~ You CAN pay off debt! канала Debtkickin Mom