Luv fell for LIC DOOM RATNA PLAN ; Did you ? #ulipplan #lic #licplans #personalfinance

LIC Bima Ratna Money Back Plan in 2025: A Disappointing Investment Option

The LIC Bima Ratna Money Back Plan for 2025 falls short as an efficient investment choice within the competitive investment market. For a 30-year-old, the plan demands a hefty annual premium of ₹77,000 for 16 years, totaling a staggering ₹12,32,000. In return, it offers meager survival benefits of just 25% of the Sum Assured (₹2,50,000 each) at years 18 and 19, and a modest 50% maturity benefit (₹5,00,000) at year 20. The guaranteed additions—5% for years 1-5, 5.5% for years 6-10, and 6% for years 11-20—amount to a mere ₹11,25,000, which fails to deliver compelling returns compared to other market opportunities. Combining life insurance with savings, this plan struggles to justify its value. Are you settling for subpar returns? Explore better alternatives now!

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Видео Luv fell for LIC DOOM RATNA PLAN ; Did you ? #ulipplan #lic #licplans #personalfinance канала Finance_IITIANstyle