KSFE പ്രവാസി ചിട്ടിയെ കുറിച്ച് അറിയേണ്ടതെല്ലാം | KSFE Pravasi Chitty Details In Malayalam 2021

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About Pravasi Chitty
KSFE Pravasi Chitty is a unique financial savings scheme introduced for the welfare of Malayalees living outside Kerala. It's many things, under a single scheme. It is a chitty scheme with insurance coverage and pension plan. It has an online portal and a Mobile application that allows you to join chits, pay installments, and take part in chit auction from anywhere, anytime. It also gives NRK's, an opportunity to partake in the overall infrastructural development of the State. Moreover, the Pravasi Chits also has many features that make it a unique financial saving structure amidst other financial instruments.

How are KSFE Pravasi chits different from other savings schemes?
Pravasi Chits are run by Kerala State Financial Enterprises, established by the Government of Kerala. Unlike other chit funds, Pravasi chits offer a lot of features for its customers. All services, starting from chit selection, instalment payment, online auction and prize money collection can be done online. We also have a 24x7 online call center to support our customers. Chit liability waiver and, an optional pension deposit scheme is also incorporated in the Pravasi chits.

Online Auction Room
A safe and secure online auction room is developed specially for auctions. It is uniquely designed to keep the auctions simple, hassle free and transparent. Customers can login via mobile/desktop from any part of the world via internet access.

24x7 Customer Support
Customer satisfaction is the primary priority of Pravasi chits. Our dedicated 24x7 contact centre is committed to help you with your questions and doubts always. Apart from our contact centre we are also available on socail media, whatsapp number.

Easy Payment
Payment gateways are integrated with Pravasi chits. Subscribers can pay the installments using internet banking or debit cards. We are trying our best to enable more payment gateways, e wallets, epay and mobile payments in the near future.

Online Security Process
We have enhanced our securitization process to a completely digital platform. With the files being digital, different processes of securitization can be completed in minimum days. With the help of our contact centre it will be easy for the subscribers to track the status of the security documents.

Liability Waiver
KSFE will waive the future liability of the chit, up to a maximum of Rs. 10 lakh, in the unfortunate event of the subscriber's demise. The liability waiver option will act as a de facto, free-of-cost insurance scheme for Pravasi Chitty subscribers

Pension
Pension is one of the value additions Pravasi Chitty provides along with insurance (in the form of liability waiver). The pension is offered by Kerala Pravasi Welfare Board. KSFE will pay the monthly premium for the pension for prompt subscribers till the termination of the chitty.

Now with KSFE Pravasi Chitties, you can contribute to the development of the State. Wondering how?

In addition to empowering the returnees through financial support for their ventures in the state, Pravasi Chits gives the pravasi’s an opportunity to partake in the overall infrastructural development of the State. Expatriates can help the state realise the development dreams by joining the chitty. On March 3rd 2017 the then Finance Minister in his budget speech stated, “… it is intended to make use of Chitty for the development of the state. No NRK has to contribute single paise to Government for this purpose. All that they have to do is to join in NRI chitty of KSFE.”
With this scheme, investments are being generated and put to use for the overall growth of the state in the field of infrastructure development, health, education, public service, public works, social security et. Rs.10,000 crores out of a total of Rs.50,000 crores for various developmental activities for the next five years of the state are expected to be raised through the Pravasi chitties.
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