ULTIMATE Guide to CREDIT REPORTS in Australia - Detailed Breakdown, Best Practices, Tips & More
We're going to discuss EVERYTHING to do with Credit Scores (from an Aussie perspective). Starting from when the credit report is created, what's actually on it, some new changes which are proposed which you need to know about, how to access it and some common things that can affect your credit score.
Plus at the end, I'll go through some best practices so you can increase your credit score. But always keep in mind that we're speaking in a very general sense only and this is not financial advice.
What is a credit score?
A credit score is a number based on an analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus.
0:00 - Introduction
1:01 - When is your credit report created?
1:30 - What's on your credit report?
3:45 - Very Important!! - Comprehensive Repayments History
5:04 - How to access your report?
6:22 - How to improve your score?
8:39 - My Experiences
9:03 - Best Practices
10:40 - "Credit Doctors"
11:15 - Why this is important
What impacts your credit score? - https://www.equifax.com.au/personal/help-centre/credit-scores/improve-your-credit-score
How long do things stay on my credit file? - https://www.equifax.com.au/how-long-does-information-stay-my-credit-file
FREE Credit Report (Equifax): https://www.equifax.com.au/personal/products/credit-and-identity-products
FREE Credit Report (Experian): https://www.experian.com.au/order-credit-report-form
FREE Credit Report (Illion): https://www.creditcheck.illion.com.au/auth/login/signup
Info on Fixing Credit Score: https://moneysmart.gov.au/managing-debt/credit-repair
WeMoney Free Monthly Credit Score + $5 - https://wemoney.app.link/go?referral_code=VCPJ9875
Use referral code: VCPJ9875
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🤳 TikTok: https://www.tiktok.com/@fyzeenauman
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The links above may be affiliate links which help support the channel. There is no additional cost to you :)
DISCLAIMER:
Fyzee Nauman is not a financial adviser and is not providing professional advice in this video. He is providing general information for education and entertainment purposes only.
You should seek independent legal, financial and taxation advice about how the information in this video relates to your circumstances before you make any investment decision.
Fyzee Nauman is not liable for any direct or indirect loss caused by reliance on the information in this video.
Видео ULTIMATE Guide to CREDIT REPORTS in Australia - Detailed Breakdown, Best Practices, Tips & More канала Fyzee Nauman
Plus at the end, I'll go through some best practices so you can increase your credit score. But always keep in mind that we're speaking in a very general sense only and this is not financial advice.
What is a credit score?
A credit score is a number based on an analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus.
0:00 - Introduction
1:01 - When is your credit report created?
1:30 - What's on your credit report?
3:45 - Very Important!! - Comprehensive Repayments History
5:04 - How to access your report?
6:22 - How to improve your score?
8:39 - My Experiences
9:03 - Best Practices
10:40 - "Credit Doctors"
11:15 - Why this is important
What impacts your credit score? - https://www.equifax.com.au/personal/help-centre/credit-scores/improve-your-credit-score
How long do things stay on my credit file? - https://www.equifax.com.au/how-long-does-information-stay-my-credit-file
FREE Credit Report (Equifax): https://www.equifax.com.au/personal/products/credit-and-identity-products
FREE Credit Report (Experian): https://www.experian.com.au/order-credit-report-form
FREE Credit Report (Illion): https://www.creditcheck.illion.com.au/auth/login/signup
Info on Fixing Credit Score: https://moneysmart.gov.au/managing-debt/credit-repair
WeMoney Free Monthly Credit Score + $5 - https://wemoney.app.link/go?referral_code=VCPJ9875
Use referral code: VCPJ9875
♥️ Subscribe for more: https://bit.ly/3qVgqvs
📱 Instagram: https://www.instagram.com/fyzeenauman/
🤳 TikTok: https://www.tiktok.com/@fyzeenauman
💰Free Stuff:
💸Get a FREE Trade + FREE ETFs with Pearler (Best Long term Investing Platform)
→ https://pearler.com/become-a-pearler/request?inviteCode=fyzee
📈Get a FREE US Stock on Stake (Deposit within 24 hours)
→ [https://bit.ly/37dQMKj](https://bit.ly/37dQMKj)
💻Get 5 FREE Trades on SelfWealth - Cheaper Brokerage than Big Banks! (+CHESS Sponsored!)
→ [https://bit.ly/3gFWKa5](https://bit.ly/3gFWKa5)
▶️ I will also get a free trade on Pearler, a free stock on Stake and also 5 free trades on SelfWealth.
The links above may be affiliate links which help support the channel. There is no additional cost to you :)
DISCLAIMER:
Fyzee Nauman is not a financial adviser and is not providing professional advice in this video. He is providing general information for education and entertainment purposes only.
You should seek independent legal, financial and taxation advice about how the information in this video relates to your circumstances before you make any investment decision.
Fyzee Nauman is not liable for any direct or indirect loss caused by reliance on the information in this video.
Видео ULTIMATE Guide to CREDIT REPORTS in Australia - Detailed Breakdown, Best Practices, Tips & More канала Fyzee Nauman
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