How to Raise Money to Buy a Business (What Banks REALLY Look For)

Raising capital for acquisitions isn’t about luck.

It’s about understanding what lenders and investors actually want to see — and structuring your deal accordingly.

In this video, I walk you through exactly how I raise debt and equity for business acquisitions, including how to approach lenders, structure deals, and secure funding.

📊 What you’ll learn:

How to sense check a sector before doing outreach
Why funding strategy starts before finding a deal
How to approach banks, ABLs, and investors
What lenders actually care about:
Cash flow
Debt service coverage ratio (DSCR)
The people behind the deal
What documents you need:
Financials (3 years)
5-year forecast
Business plan
Data room structure
How to run a competitive funding process (3+ lenders)
The timeline to secure funding (4–6 weeks typical)

💡 Key Insight:

Banks don’t fund ideas.
They fund:
→ Cash flow
→ Credible operators
→ Structured deals

📈 Real Example:
How DSCR works in practice
Why a 1–1.3 ratio is critical
How lenders stress test your deal

🌍 Bonus:
Differences between UK, Australia, and US funding markets
Why US funding is more regional
How to structure roll-ups geographically

🚀 Want to learn how to structure and fund deals like this?

We’re running a FREE M&A training where we break down the full dealmaking process step-by-step.
Even if you’ve already acquired a business before, this will sharpen your approach.
👉 Join here:
https://paulseabridge.online/free-dealmaker-training

💬 Comment below:
Have you ever tried to raise funding for a deal? What was the biggest challenge?
👍 Like & Subscribe for more M&A, acquisitions, and dealmaking content.
Want to work with me and my team? We are offering a free training right now:

✔️ How to source real acquisition opportunities
✔️ How to value and structure deals
✔️ How to approach sellers the right way
✔️ Common mistakes that kill deals
✔️ The step-by-step path to getting a deal agreed

If you want access, join the waiting list here:

👉 https://paulseabridge.online/free-dealmaker-training

Spots are limited. Once registration opens, the waiting list gets priority.

Would you like to join other like-minded Entrepreneurs Buying Businesses? Join our Free Buy Build™ Sell Community here: https://www.skool.com/buy-build-selltm-dealmaker-3774?invite=aaa9886e3d7f4b6b98ce03297c570f73

Link to my Books:
Built To Sell: https://www.amazon.es/dp/B0FXVBPSVB?tag=eslinktagbk-21&geniuslink=true
Buy Build Sell: https://www.amazon.co.uk/Buy-Build-Sell-unleashing-entrepreneurial-ebook/dp/B0BPJP8V1P/ref=sr_1_2?crid=2RBXH6AN00F69&dib=eyJ2IjoiMSJ9.5JPiT7eBA2IwXExUGV_QKIg1C4bwS0BvdAYBqNUPwcnaZrZ_KhtSlmt-tXMwG01WiosFq-lszDCt-NyarHYTWX749OGN-2bhHSeOKXUKZVo.IeaaFBytSoj1bac_9x3LYP-UnBTLdXdcIxH3UMwCOKc&dib_tag=se&keywords=paul+seabridge&nsdOptOutParam=true&qid=1727340747&sprefix=paul+seabri,aps,179&sr=8-2

Leveraged Buyouts: https://www.amazon.co.uk/Leveraged-Buyouts-Structure-without-companies-ebook/dp/B0D6KSQPBC/ref=sr_1_1?crid=2RBXH6AN00F69&dib=eyJ2IjoiMSJ9.5JPiT7eBA2IwXExUGV_QKIg1C4bwS0BvdAYBqNUPwcnaZrZ_KhtSlmt-tXMwG01WiosFq-lszDCt-NyarHYTWX749OGN-2bhHSeOKXUKZVo.IeaaFBytSoj1bac_9x3LYP-UnBTLdXdcIxH3UMwCOKc&dib_tag=se&keywords=paul+seabridge&nsdOptOutParam=true&qid=1727340747&sprefix=paul+seabri,aps,179&sr=8-1
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Видео How to Raise Money to Buy a Business (What Banks REALLY Look For) канала Buy Build Sell ™ Businesses by Opulentia Capital