Why ID Theft Insurance Is So Important

Most of the time, your identity is stolen from people you know. Protect yourself: https://goo.gl/rt4X9Z

SUMMARY

In this video, Dave explains why you need identity theft insurance to protect yourself from fraud. There are two types of identity theft: theft from who Dave refers to as “classic crooks” and theft from people you know.

The “classic crooks” are the thieves you’re familiar with – a Yahoo or Equifax data breach, someone stealing your card number after swiping it somewhere, or people digging through the depths of the internet to find your personal information. These are the crooks you picture when you think of identity theft. Unfortunately, however, many people experience identity theft from someone they personally know.

Identity theft is far-reaching – there is medical fraud, tax fraud, employment fraud, and more. Each of these types of identity theft can be detrimental to your personal accounts. On top of that, the process of identity theft recovery is estimated to take up to 600 hours worth of work to “cleanse” your identity once it’s stolen. That includes the hastle of calling your card company, being transferred to the fraud victim unit, filing a police report, signing multiple notarized affadavits, and more. What a mess.

That’s why we recommend Zander. They assign you a certified specialist to get the situation sorted out and return your money back to you. You don’t need someone that just alerts you when fraud occurs – you need someone that takes action to get your money back.

Identity theft protection is absolutely necessary for when the unexpected occurs. Don’t get caught without protection! Click here to get covered: https://goo.gl/rt4X9Z

RESOURCES

Take our 5-minute Coverage Checkup to see what kind of coverage you need: https://www.daveramsey.com/coverage-checkup

Learn more about how to protect yourself from identity theft: https://www.daveramsey.com/blog/protect-yourself-from-identity-theft

Find out what other types of protection Dave says you can’t go without: https://www.daveramsey.com/blog/types-insurance-cant-go-without

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Видео Why ID Theft Insurance Is So Important канала The Ramsey Show - Highlights