Creating Margin in the Budget

Budget Nerds Episode 2!! Have you created a margin in your budget? Don't even know what that is? Ben and Ernie will explain the margin and tell you how they use it in their own YNAB budgets!

+ Episode 1, if you missed it:
https://www.youtube.com/watch?v=cSzVcP5R6fU

+ The Budget Template:
https://docs.youneedabudget.com/article/915-budget-template

+ Jesse's 1% Retirement Increases:
https://open.spotify.com/episode/7dO52ZCpibNtsHAo63nCnw?si=BS4Mr6iWTneVzmptKy6OaA

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Timestamps -
0:00 intro
0:09 you're not alone
0:53 what is "the margin"?
2:06 what Ben does with his margin
4:14 how Ernie uses the margin
6:25 where to put the margin amount
8:52 having a margin with a variable income
9:16 let's hear from you!

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Check out our book! - https://www.youneedabudget.com/ynab-the-book/

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https://www.youneedabudget.com/weekly-roundup/

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Видео Creating Margin in the Budget канала You Need A Budget (YNAB)