Travel Insurance Tips: 7 Things to Know Before You Buy
Should you insure your next trip? Do you really need travel insurance? These are questions I’ve been getting more often due to the recent pandemic and I will take some time in this video to answer those questions about travel insurance. The reason to buy travel insurance can be simply put: Travel Insurance minimizes the financial risks associated with travel.
Does it make sense for you?
For some people it makes financial sense. Others it doesn’t.
How willing are you to take risks? How much if peace of mind worth for you?
If your potential loss is a few hundred dollars in airfare, travel insurance is probably not worth the cost or aggravation. On the other hand, a once-in-a-lifetime $20,000 vacation is worth protecting.
Types of Travel Insurance:
Trip cancellation: Refund if you cancel due to a covered reason. CORONAVIRUS TYPICALLY ISN’T ONE.
Trip interruption: Refund for the rest of your trip if you have to return home
Trip delay: Refund for expenses due to a delay. Usually has to be 6 to 12 hours.
Medical: Emergency medical expenses on the trip. Optional: Medical Transport
Death/Dismemberment:
Baggage: Lost, Stolen, Damaged, Delay
Rental Car
Change Fees
=== Less common types:
Political evacuation: Transport to the nearest safe place
Comprehensive insurance" covers all of the above (plus expenses incurred if your trip is delayed, if you miss your flight, or if your tour company changes your itinerary).
Reimbursement only -- you pay first… then submit some paperwork to get your money back.
Travel alot? Look in to Annual policies
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✔️ Explore more of my content on my 2nd channel, the Office Survival Guide: https://www.youtube.com/channel/UCkeyiJNicoE7FMIwNvcsZ8g
📢 Check out my blog:
http://yelloww.net
😀 Yellow Productions Merchandise:
https://www.etsy.com/shop/yellowproductions
🚀 My video gear:
Sony FDR-AX53 4K Handycam: http://amzn.to/2hYePVc
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Видео Travel Insurance Tips: 7 Things to Know Before You Buy канала Yellow Productions
Does it make sense for you?
For some people it makes financial sense. Others it doesn’t.
How willing are you to take risks? How much if peace of mind worth for you?
If your potential loss is a few hundred dollars in airfare, travel insurance is probably not worth the cost or aggravation. On the other hand, a once-in-a-lifetime $20,000 vacation is worth protecting.
Types of Travel Insurance:
Trip cancellation: Refund if you cancel due to a covered reason. CORONAVIRUS TYPICALLY ISN’T ONE.
Trip interruption: Refund for the rest of your trip if you have to return home
Trip delay: Refund for expenses due to a delay. Usually has to be 6 to 12 hours.
Medical: Emergency medical expenses on the trip. Optional: Medical Transport
Death/Dismemberment:
Baggage: Lost, Stolen, Damaged, Delay
Rental Car
Change Fees
=== Less common types:
Political evacuation: Transport to the nearest safe place
Comprehensive insurance" covers all of the above (plus expenses incurred if your trip is delayed, if you miss your flight, or if your tour company changes your itinerary).
Reimbursement only -- you pay first… then submit some paperwork to get your money back.
Travel alot? Look in to Annual policies
🔔 CLICK HERE TO SUBSCRIBE: https://www.youtube.com/yellowwproductions?sub_confirmation=1
💡 Yellow Productions on Social Media:
FACEBOOK: https://facebook.com/YellowProductionsTravel
INSTAGRAM: https://instagram.com/yellowwproductions/
TWITTER: https://twitter.com/chrisraney
✔️ Explore more of my content on my 2nd channel, the Office Survival Guide: https://www.youtube.com/channel/UCkeyiJNicoE7FMIwNvcsZ8g
📢 Check out my blog:
http://yelloww.net
😀 Yellow Productions Merchandise:
https://www.etsy.com/shop/yellowproductions
🚀 My video gear:
Sony FDR-AX53 4K Handycam: http://amzn.to/2hYePVc
Sony ECMW1M Wireless Microphone: http://amzn.to/2gQKDGG
GoPro Fusion 360 Camera: https://amzn.to/2NINKSz
Pacsafe LS250 Anti-theft Shoulder Bag: http://amzn.to/2h0YCNt
Видео Travel Insurance Tips: 7 Things to Know Before You Buy канала Yellow Productions
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