New Delhi Railway Station IRCTC Lounge Tour & Review - Using Credit Card | How to Apply IRCTC RBL?

Welcome back to SpicyCard! Today I’m taking you inside the IRCTC railway lounge on Platform 16, New Delhi Railway Station and giving you a complete walkthrough of how to access it, what to expect inside, and how credit cards make it possible—even if you don't already have one.

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In this video we’ll explore how to access the railway lounge using cards like the IRCTC SBI Platinum Card or IRCTC RBL Bank Credit Card, both offering complimentary access for primary cardholders. You’ll see how easy it is—just your ticket, a quick Rs. 2 validation swipe, and you’re in. Once inside, the lounge surprises you with its comfort: air-conditioned seating, cozy sofas, buffet meals, unlimited tea, coffee, Wi-Fi, newspapers, charging points, and even shower and changing facilities—everything you need to refresh before your journey. I’ll guide you step by step—from the entrance accessing process to using this space like a pro. And if you don’t already have a supporting credit card, I’ll also share how on-site staff helped me apply for an RBL IRCTC Credit Card, which got approved right there, giving me two complimentary lounge entries every quarter.

By the end of this video, you’ll know exactly how to access railway lounge access using your IRCTC credit card—SBI Platinum, RBL, IDFC, HDFC, or any other card that offers lounge access. You’ll know all the exclusive benefits, my honest review of the experience and food, and whether it’s worth your time and effort.

IRCTC SBI Credit Card (Visa & RuPay) – offering 350 welcome points, value back, lounge access, and transaction fee waiver

IRCTC SBI Card Premier – higher annual fee (~₹1,499), more reward points especially on IRCTC tickets, and 8 railway lounge accesses/year

IRCTC BoB Card (Bank of Baroda) – entry/renewal fee ~₹500/₹300, IRCTC ticket points, lounge access once per quarter

IRCTC HDFC Card – ₹500 fee, IRCTC lounge benefits, SmartBuy integration, EMI options, gift vouchers, etc

IRCTC RBL Bank Credit Card – ₹500 fee, reward points on IRCTC spends, lounge access up to 8 per year, cancellation protection, transaction charge reversals

Enjoy the full tour, and if this helps you plan your next train journey in comfort, hit like, share it with your travel buddies, and subscribe so I can keep bringing more hidden travel perks your way!

Видео New Delhi Railway Station IRCTC Lounge Tour & Review - Using Credit Card | How to Apply IRCTC RBL? канала SpicyCard