How to Know If Your Credit Is Good? #CreditScore #Credit #Mortgage #Finance #House #Home #Tips

Ever wondered what makes a credit score ‘good’? Think of it as your financial report card—crucial for loans, credit cards, and financial opportunities. Here’s the breakdown:

1️⃣ Score Range: Credit scores typically range from 300 to 850.
2️⃣ Good Score: A score above 700 is considered good.
3️⃣ Excellent Score: If you’re in the 750-850 range, you’re in excellent shape!
4️⃣ Fair Score: Scores between 620-699 are considered fair and can still get you approved, though at less favorable terms.

Why It Matters: A good credit score can help you qualify for better interest rates, loans, and save money over time.

Tips to Boost Your Credit:
1️⃣ Pay Bills On Time: Late payments hurt your score significantly.
2️⃣ Keep Credit Utilization Low: Aim for under 30% of your credit limit.
3️⃣ Check for Errors: Regularly review your credit report for mistakes.
4️⃣ Be Patient: Building good credit takes time, so stay consistent with responsible financial habits.

Small, consistent steps can lead to big improvements in your credit over time!

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