DSCR Loans & Prepayment Penalties Explained | How Investors Build Rental Portfolios – Part 2

Are you wondering how prepayment penalties work on DSCR loans? In this video, Sal Bosio with Mortgage Universe breaks down everything real estate investors need to know about prepayment penalties, step-down penalties, and why these loans remain one of the best tools for building a rental property portfolio.

👉 In Part 1, we covered how DSCR loans work. In this Part 2, we go deeper into interest rates, prepayment penalties, and refinancing strategies.

✅ What you’ll learn in this video:

What DSCR loan prepayment penalties are
Step-down penalties explained (3-2-1 structure)
How penalties affect selling or refinancing early
Why most real estate investors don’t worry about penalties
Comparing DSCR vs conventional investment property loans
Using DSCR loans to scale your rental portfolio

📌 If you’re a real estate investor looking to buy more rental properties, understand financing options, and maximize returns, this video will help you navigate DSCR loan strategies with confidence.

🔔 Subscribe to Mortgage Universe for more videos on real estate financing, DSCR loans, and mortgage tips: @mortgageuniverse

📈 Related Videos:
▶️ How Do DSCR Loans Work | DSCR Loans Explained– Part 1: https://youtu.be/cA8SJVWgLio

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Видео DSCR Loans & Prepayment Penalties Explained | How Investors Build Rental Portfolios – Part 2 канала Mortgage Universe (Sal Bossio Home Loans)