Home loan Eligibilty per Salary | Check Loan Eligibility

Net Monthly Income
Net monthly income should be more than Rs. 25,000.
In case your net monthly income is between Rs. 25,000 – Rs. 40,000, you may be eligible for loan if your fixed obligations (rent, EMI) do not exceed 50% of income.
For net monthly income greater than Rs. 40,000, you may be eligible for loans if your fixed obligations do not exceed 65% of income
For salaried persons, regular and timely salary credit is important for loan eligibility

Adding an earning family member as a co- applicant can increase your housing loan eligibility.

Eligible co-applicants include direct family members such as spouse, parents, siblings and children.

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