Savings vs Investment :Understand The Difference(बचत बनाम निवेश: अंतर को समझें) By Financial Wealthy

We all know that #Investing is more important than #Savings but Do We Really Know The Actual Difference Between Savings & Investments ?

Savings is generally Income - Expenses.
For example, if your monthly income is Rs 50,000 and Expenses is Rs 30,000 , then your Savings is Rs 50000- Rs 30000= Rs 20000.

Whereas in the above case, if you kept Rs 5000 as Emergency Fund then your investible surplus will be Rs 15000.

Please Note the following points for Savings:
1)It should be used for protection purpose.
2)It should have high liquidity.
3)The returns can be minimal.
4)Better Place to park money can be in Savings Account, Liquid Funds Or even Keeping Money in Cash.

Whereas Investment Means
1)Potential To Generate Returns more than the inflation.
2)Potential Of Higher Returns.
3)Able to get compounding returns.
4)Better Place to park money can be in Mutual Funds, Stocks, Real Estate ,Gold Or Any Asset which can beat the inflation.

Before Investing ,have a financial goal in your mind and know your risk taking capacity.

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Видео Savings vs Investment :Understand The Difference(बचत बनाम निवेश: अंतर को समझें) By Financial Wealthy канала Financial Wealthy